You will find two kinds of washers in the market today. One is the traditional top load washer and the other one is the front load washers. In the past, you will only see front load washers in Laundromats but more and more people are using them and this is for a very good reason.

Efficiency

The front load washers use less amount of water compared to the top load washers. Why? A top load washer requires the clothes to be fully covered with water inside its drum. When rinsing the clothes, it empties the drum of the soapy water and fills the drum again for the rinse agitation process. On the other hand, a front load washer only requires one third of the water because the drum is set horizontally. As the drum turns, it uses gravity to drop the clothes back into the water. At the same time, the machine continually sprays clean water to the drum as it continues to turn. This will save you gallons of water. Front load washers do not have agitators so it has a larger load capacity. Most front load washers have a capacity of 1,000 rpm so it means there is less water in the laundry and shorter drying time. That will save you energy as compared to the 650 rpm of a top load washer.

Space

A front load washer can be stacked with a dryer and a top load washer can not. However, most top load washers already have a spinning feature that can be comparable to a dryer at some point.

Clothing life

Front load washers extends the life of the clothes. It does not have any agitators that can ruin clothes especially those that are made of delicate materials

Cost

Front load washers are much more expensive compared to top load washers. However, the savings you will get in the long run will zero out the initial cash outlay. For top load washers, you can get one with good quality for less than $500.

Ergonomics

Top load washers are much more convenient compared to front load washers where you need to kneel or bend over to load and remove the laundry.

Last minute lid flipping

With a top load washer, you can load items anytime during the process. With front load washers you have to wait until the next load as the door is locked until the cycle is finish.

Detergent

There are limited choices of detergent for front load washers as manufacturers recommend low sudsing detergent. However, due to the increasing demands it is becoming widely available.

Insurance can be a subject that bores many people to tears. The last thing you want is to spend hours and hours reading policies, so it’s important that you know exactly what you are looking for.

Homeowners and even those that rent need to know about home insurance. If you are about to make the first step onto the property ladder, you’ll need to have house insurance. Don’t go thinking that you can just ignore it and get it later –mortgage lenders will require insurance coverage to ensure that their investment is protected.

Buildings insurance is designed to make sure that the structure of your home is covered in the event of damage or disaster. This could include damage due to a fire or flood, or something like damage caused by burst pipes. Buildings insurance also covers any permanent fixtures and fittings, such as a built in kitchen or bathroom.

If you rent a house or flat, you don’t need to have buildings insurance. However, many landlords will ask you to sort out your own contents insurance and even if they don’t, it is a good idea to ensure that you have contents coverage.

Contents insurance will not cover any of the building’s structure (which is what buildings insurance is for) but it will protect your contents within the home. If you’re renting this could be in your room or within the entire house. However, if you house share some insurers will require that all the rooms have individual locks on them before they will insure you. Contents insurance can cover everything from furniture such as sofas or bed through to electrical items like your TV or games consoles. Laptops however are usually covered in a separate category or policy, so it is best to check this beforehand.